Mathesis Analytics Raises Strategic Investment To Expand AI-Powered Credit Infrastructure

By Francisca Anuforo

Nigerian fintech company Mathesis Analytics has secured strategic investment from Sewa Capital Limited as it moves to scale its artificial intelligence-powered credit infrastructure and expand adoption among financial institutions.

The investment will support the development and institutional deployment of Mathesis Analytics’ proprietary credit decisioning engine, alongside product development, lender integrations and expansion of its network of financial institutions.

At the centre of the company’s proposition is a major challenge in Nigeria’s lending market: the difficulty of accessing reliable, verifiable and fragmented consumer data.

Mathesis Analytics uses transactional and behavioural data to generate real-time assessments of creditworthiness, giving lenders additional intelligence for evaluating borrowers and making risk-based lending decisions.

The company said the new funding would also strengthen its data and technology infrastructure as it expands its institutional footprint.

For lenders, the technology is designed to increase underwriting capacity and enable them to serve additional customer segments without abandoning established risk controls.

Sewa Capital Managing Director, Angela Jide-Jones, said the investment reflects the firm’s interest in businesses building infrastructure that can improve how capital is allocated across Africa.

“At Sewa Capital, we are interested in businesses building the infrastructure that enables African economies to allocate capital more efficiently and inclusively,” she said.

According to Jide-Jones, Mathesis is tackling an important constraint in the continent’s credit markets — the information gap that makes it difficult for lenders to confidently assess risk.

She said the company’s technology could support responsible access to credit in Nigeria and eventually other African markets.

Mathesis Analytics said its platform has already supported more than eight million loans for over two million unique borrowers in Nigeria.

The company views this existing user and lending base as a foundation for deeper institutional adoption and expansion into additional markets.

Founder and Chief Executive Officer of Mathesis Analytics, Winston Osuchukwu, described the investment as an important step in the company’s plan to build next-generation credit infrastructure for Africa.

“Credit inclusion begins with information visibility,” Osuchukwu said.

He added that the partnership would help Mathesis equip a wider network of lenders with the capabilities to evaluate risk more accurately and extend credit services to populations that have historically been underserved.

The company plans to use the backing from Sewa Capital to accelerate product development, institutional integrations and expansion of its lender network, while strengthening the technology and data systems supporting its credit decisioning platform.